HomeInherit Capital Logo

The Future Ownership Fund™

HomeInheritCapital

Rethinking real estate actuarially

What We Do

Investor Buy Single Family Homes

At an Actuarially Discounted Price

For Home Appreciation Without Landlord Operations

Providing Peace of Mind for Seniors

Seniors Access Their Home Equity

Without Debt/Interest

Without Repayments

Without Risk of Losing Their Home

How It Works
1.

Subscribe + Custody

Investors subscribe for shares in an open-ended fund. Cash is held at a qualified custodian until deployed at closing.

2.

Buy Discounted Future Value

The fund purchases deeded future-value interests in homes at actuarially priced discounts, secured by recorded real estate instruments.

3.

Remove the Landlord Role from SFR

No landlord risk, no turnover, no rent caps, no high operational costs. Returns come from a discounted entry and home appreciation.

4.

Realize + Recycle

When a home is sold, proceeds flow back to the fund, NAV updates, and capital is redeployed into new interests, continuously compounding in an evergreen structure.

Connecting Capital with Purpose

Millions of American seniors face financial anxiety, being cash-poor while sitting in paid-off homes.

Too often, they’re pushed into high-cost debt or forced to scrape by in retirement.

We built a senior-centric solution so they can stay home for life, guaranteed, while their inheritance is protected from compound interest.

Team
Our Principles
1

Peace of Mind

We unlock home equity preserving dignity, control, and inheritance without debt.

2

Asset-Backed

Every position is anchored in a real, legally defined property right: the remainder interest.

3

Actuarial Yield

Time drives returns. Each position matures along a curve, independent of market sentiment.

4

Entry is Everything

We secure future ownership at deep actuarial discounts. Returns are defined at acquisition.

5

Simplicity

No tenants, no toilets, no loan books. We remove operational risk from the P&L.

6

Evergreen

Proceeds are reinvested. NAV compounds over time instead of being distributed.

7

Transparency

Independent administration. Qualified custody. Institutional governance.

8

Pure Equity Access

100% equity model. Zero debt, zero leverage, and full Shari'ah compatibility.

9

Asymmetric Upside

Downside is limited (asset-backed) while appreciation remains uncapped.

Investment Profile

Key Characteristics

  • Delaware LP evergreen structure
  • NAV-based units for qualified investors
  • No landlord role, uncapped gains, asset backed.
  • Exposure to the all the diversified portfolio

Terms

  • 4 year lock-up
  • 6-month redemption windows
  • 2% management / 20% performance after 10% returns
  • Recycled gains compound NAV
  • Detailed terms, risk factors, and legal documents are available in the data room upon request.