HItCapital
ACTUARIAL HOME EQUITY INVESTMENTS
Investors Buy Future Home Ownership
At an Actuarially Discounted Price
For Passive Home Appreciation
Without Landlord Risks and Costs
Seniors Stay Home For Life
With Easy Access to Their Home Equity
Without Debt/Interest Risks
Without Repayments
We purchase future ownership in single-family homes at an actuarial discount, (50–70¢ on the dollar), while the senior continues to live in the home for life.
Investors receive passive exposure to residential home appreciation, and let actuarial timing drive the returns. Without landlord expenses, risks or management costs.
When the life estate terminates, the home is sold and the proceeds can be redeployed into a 1031 exchange, when applicable.
Millions of American seniors face financial anxiety, being cash-poor while sitting in paid-off homes.
Too often, they're pushed into high-cost debt or forced to scrape by in retirement.
We built a senior-centric solution so they can stay home for life, guaranteed, while their inheritance is protected from compound interest.
Guillermo Juarez
Chief Executive Officer
Former founder, leads Homeinherit (deal sourcing company) Finance & real estate background. Top-performing high-ticket closer in home improvement.
Dr. Lawrence Souza
Chief Investment Officer
30+ years institutional real estate experience. Former REIT research director and Schwab managing director. Leads underwriting and risk management.
Dr. David Vik
Advisor
Advisor/coach to Zappos (acquired by Amazon) and Riviera Partners. 30 years of experience building high-trust cultures that ensure top tier customer service.
Jan Zuazo
Chief Product Officer
Former CMO of SAAG.IO. Background in capital markets, blockchain, and growth strategy.
Jacob Goren
Chief Technology Officer
Ex-enterprise architect at Coinbase, Reddit, and Slack. Builds fast, secure systems that scale.
Diego Herrarte
Chief Operating Officer
Successful founder with a background in private equity. He brings operational focus to HomeInherit.
Tom Goren
Chief Senior Officer
A senior who lived the problem, and built the solution. 40+ years in finance, tax, and accounting.