Actuarial alpha + selective appreciation + strategic upgrades
Passive real estate with projected 14% returns, reinvested in inheritance to create a compounding effect.
A multi‑factor, decorrelated return engine.
Return Components
Actuarial Alpha
from priced remainder interests (Calculated with Monte Carlo across 50,000 scenarios with US Public Data)
Home Appreciation
what we expect real estate market in Miami.
Strategic Improvements
We co‑invest with homeowners to modernize. They keep 50% of the created value; we improve exit pricing and upkeep at no Fund expense. Select cases can add up to ~2.85% IRR.
Why It Outperforms Traditional Real Estate
No landlord drag: zero rent caps, vacancies, or evictions.
Tax shield: structure designed to utilize IRC §1014 for step‑up at sale.
Decorrelated: demographic, actuarial timing ≠ public markets or rates.
Hard‑asset secured: homes acquired debt‑free.
Risk Controls (Even in a Growth Posture)
Staged market exposure; expand beyond South Florida as we scale.
Portfolio construction targets smooth cash‑flow timing across vintages.
Zero leverage on assets to isolate actuarial alpha.
Compounding Social Impact
Serving seniors without debt builds trust → happier seniors → better deal flow→ stronger returns. Social good that compounds.
Participation & Terms
Foundational allocations now; future subscriptions enter a queue with revised terms.